Buying for Quality
I know that not everyone can afford great quality items. They cost an arm and a leg. I’ve tried buying quality over quantity and vice versa and so far, I’ve discovered that quality does supersede quantity in terms of longevity of use.
One example is buying shoes. Shoes are something that is constant in our wardrobe.
The Power of Change
Today, I’m talking about coins.
What I do at the end of the day is empty my pockets of loose change. most people keep the change in their cars or in the office cabinets. what I do is, I put all of my loose change in designated piggy banks — per type of coin. You don’t need to be as OC as I am, I just separate them for the convenience. It’s easier to sort, count and wrap up for the bank.
There are three major uses for loose change savings.
Financial Monitoring Template
I finally got around to creating a template to record my finances. The challenge is not listing down the normal or everyday expenses, it’s listing the incidentals. More often than not, incidental expenses are what make saving-up really hard.
